Dual Eligible (D-SNP)
For people who qualify for both Medicare and Medicaid. These plans coordinate the two programs so the coverage works together.
Free Medicare plan comparison
Find affordable Medicare plans in your area
Call to talk with a licensed sales agent about Medicare Advantage plans. We'll help you find a Medicare Advantage plan with the right benefits, doctors, and copays that fit your budget.
Call (888) 555-0142
Mon–Fri, 8am–9pm ETTTY 711
Calls are answered by licensed insurance agents and are recorded. There is no cost and no obligation to enroll.
- Licensed insurance agents
- Always free to compare
- No obligation to enroll
How it works
Three steps to the right Medicare plan
No pressure and no cost. You stay in control the whole way through, and you decide if and when to enroll.
- 1
Call the number on this page
Medicare Advantage and Part D plans are sold county by county, so the first thing a licensed agent asks is where you live.
- 2
Answer a few quick questions
Your Medicare status and what matters most to you — your doctors, your prescriptions, or your monthly budget. Most calls take just a few minutes.
- 3
Compare and choose
Go through the plans available to you with the agent, and ask whatever you need to. Nothing is enrolled until you say so.
Plan types
Know what you're comparing
Medicare has several parts and plan types, and they solve different problems. Here's what sits behind each one, and where to start if one of them is what you came for.
Medicare Advantage (Part C)
One plan that bundles Part A, Part B, and often more
Medicare Advantage plans are offered by private insurers approved by Medicare. A plan covers everything Original Medicare Part A and Part B cover, and many bundle prescription drug coverage and additional benefits into the same plan and the same monthly premium. Plans are approved county by county, so what's available to you depends on where you live.
Benefits, costs, and provider networks are set by each plan and vary by county and by eligibility. Not every plan includes every benefit listed here.
Coverage some plans include
- Hospital and medical care (Parts A & B)
- Prescription drug coverage
- Routine dental
- Routine vision
- Routine hearing
Supplemental benefits you may see
- Transportation to appointments
- Fitness memberships
- Telehealth visits
- In-home support services
Ask about the Medicare Advantage plans available in your county
Call (888) 555-0142
Mon–Fri, 8am–9pm ET · TTY 711
A type of Medicare Advantage plan
Special Needs Plans (SNP)
A Special Needs Plan is a Medicare Advantage plan limited to people who meet specific eligibility criteria, with benefits and drug coverage built around that group. There are three types.
Chronic Condition (C-SNP)
For people living with certain qualifying long-term conditions. The plan builds its network and drug list around that condition.
Institutional (I-SNP)
For people who live in a nursing home or similar facility, or who need that level of care while living at home.
Eligibility for a Special Needs Plan is determined by the plan and by Medicare, not by this site. We don't ask about your health conditions here.
The basics
Where Original Medicare fits
Part A — Hospital
Inpatient hospital stays, skilled nursing facility care, hospice, and some home health care.
Part B — Medical
Doctor visits, outpatient care, preventive services, and durable medical equipment.
What it leaves open
Original Medicare has no annual out-of-pocket maximum and doesn't include prescription drug coverage. That gap is what Advantage, Supplement, and Part D plans are each designed to address in a different way.
Talk to a licensed agent
Some things are easier to just ask
Which plans your doctors take, how a prescription is covered, what changes at renewal — a licensed insurance agent can walk through the options available where you live and answer questions. There's no cost and no obligation to enroll.
Call (888) 555-0142
Mon–Fri, 8am–9pm ET · TTY 711
Calls are answered by licensed insurance agents and are recorded. Agents can discuss the plans we offer in your area, which may not be every plan available to you.
Questions
Straight answers before you start
How much does this cost?
Nothing. Comparing plans here is free. If you enroll in a plan, you pay the plan's premium to the insurer — using this service doesn't add any cost.
When can I enroll or switch?
Most people make changes during the Annual Enrollment Period (October 15 – December 7). You may also qualify for a Special Enrollment Period, and there's an Initial Enrollment Period around your 65th birthday.
How long does it take?
Most calls take just a few minutes. Having a list of your regular prescriptions and doctors nearby makes the conversation more useful.
Will someone call me?
A licensed insurance agent may contact you to go over the plans available in your area. You're never obligated to enroll.
Who are you, exactly?
We're an independent Medicare plan comparison and referral service — not Medicare, not a government agency, and not an insurance company. We connect you with licensed agents and insurers who can help you compare and enroll.
What happens to my information?
It's used to connect you with licensed agents and insurers who can help with plans in your area, as described in our privacy policy. We don't ask about specific health conditions on this page.